Disability Benefits
The Public Service Pensions Fund (PSPF) provides disability benefits for officers who sustain injuries or contract diseases in the discharge of their duties. These benefits are designed to support those whose health has been impacted by their work, ensuring they receive fair compensation.
Eligibility Criteria
This regulation applies to any officer who:
- Is injured while performing their official duties, with the injury specifically attributed to the nature of their work.
- Contracts a disease due to exposure related to their duties
Important Note:
The injury or disease must not be primarily due to, or seriously aggravated by, the officer’s own serious and culpable negligence or misconduct.
Pension Entitlement
If an officer meets the eligibility criteria and holds a confirmed pensionable office:
- Pension Due to Retirement Necessitated by Injury:
If the officer’s retirement is necessitated or accelerated due to the injury, they are entitled to a pension under Regulation 8. - Additional Pension for Injury in Service:
If the injury occurred while in the Public Service of the Government of Eswatini, the officer is granted an additional pension upon retirement. The amount is calculated based on the degree of impairment, as shown in the table below:
| Degree of Impairment | Proportion |
|---|---|
| Slightly Impaired | Five-Sixtieths |
| Impaired | Ten-Sixtieths |
| Materially Impaired | Fifteen-Sixtieths |
| Totally Destroyed | Twenty-Sixtieths |
Reduction Clause:
The additional pension amount may be reduced if the injury is not the sole cause of retirement, as determined by the Board in consultation with the Minister.
Example Calculation
Consider Mandla, who retires early at 55 after 25 years of service, with a final salary of E110,000. His disability is classified as “Impaired.” His benefits would be calculated as follows:
- Gratuity:
- Monthly Annuity:
These disability benefits are provided in addition to the gratuity and monthly pension from the officer’s forced medical retirement.